Total Control of Your Money In 30 Days.
Stop thinking about money and start thinking about living.
Step one:
Create a stupidly simple budget.
Most personal finance software is over complicated. Gaining control of your finances comes down to one thing — spending less money than you’re making.
Enter your income, living expenses, and monthly subscriptions. If the bottom number is positive then you’re all set.
Step two:
Don't let your surplus go below zero.
Each month, Phase will calculate how much you can spend on unneccessary expenses. Spend on whatever you want, but don’t spend more than this number. Over time your savings will soar.
Step three:
Invest your savings.
It’s important to invest your savings in yourself. This can be in an emergency fund, retirement accounts, general savings, etc — we’ll continue to add more guidance on this over time!
